Benefits Open Enrollment

Benefits Open Enrollment

Iowa State University recognizes County Paid Extension employees have different needs.  We offer a benefit program that will allow you to choose between different benefit options to design the benefit plan that is right for you.

 

The 2023 Open Enrollment Period:

Opens: Tuesday, November 1, 2022

Closes:  5pm on Friday, November 18, 2022

Submit Open Enrollment Forms by:  Wednesday, November 16, 2022

Open Enrollment is the time of year when you have an opportunity to elect or change your benefits for plan year 2023. Even if you are not planning to change your benefit elections, it is a great opportunity to review your benefits and dependents. It is the County Paid Extension employee's responsibility to be aware of open enrollment and to review benefit elections and eligible dependents.

 

2023 Benefit Changes

  • Total medical monthly premiums are increasing by 9.4%
  • Total dental monthly premiums are increasing by 5.3%
  • Required Documentation required when adding new dependents to insurance plans
  • Healthcare Flexible Spending Account - annual maximum limit increases to $3,050
  • Healthcare Flexible Spending Account - carryover limit increases to $610

Not Changing

  • No changes to medical and pharmacy plan design for plan year 2023
  • No changes to dental plan design for plan year 2023
  • Dependent Care Assistance Program - annual maximum limit remains at $5,000

 

2023 Open Enrollment Presentation

2023 Open Enrollment PowerPoint

 

Meetings with Benefits Office Staff

If you have questions or would like to meet with a Benefits Office staff member, please call 515-294-4800 or email benefits@iastate.edu to schedule an appointment.  We can hold virtual or in-person meetings.  We anticipate a high volume of calls in November, so please be patient and leave a message. We will work to return calls as quickly as possible. 

 

What Should I Do During Open Enrollment?

  • Review benefit plans, make changes and confirm dependent eligibility
  • Complete Open Enrollment Form to make any changes for the 2023 Plan Year
  • Dependent documentation required - be prepared to submit copies of the following:
    • If adding spouse - copy of marriage certificate
    • If adding domestic partner - Declaration of Domestic Partnership form (available from your HR contact person)
    • If adding children - copy of birth certificate
  • Flexible Spending Accounts must be re-elected every year; your current year election will not carry over to the new plan year 
  • No changes will be allowed after 5 p.m. on November 16, 2022

 

When Do Changes Become Effective?

  • January 1, 2023 – Medical, Dental, Health Care Flexible Spending Account and Dependent Care Assistance Program
  • No changes will be allowed for forms received after November 16, 2022

 

What You Can Change

Medical Plan - You may change from one medical plan to another without a waiting period for pre-existing conditions. You may also add or remove dependents without proof of a qualifying life event.  Documentation required for newly added dependents (marriage certificate if adding a spouse, birth certificate for children)

Dental Plan - You may begin Basic coverage without incurring the deferred coverage waiting period. You may change from the Basic Plan to the Comprehensive Plan. You may change from the Comprehensive Plan to the Basic Plan, provided you have been enrolled in the Comprehensive plan for at least three years. You may add or remove dependents. Documentation required for newly added dependents (marriage certificate if adding a spouse, birth certificate for children)

Health Care Spending Account (FSA) and Dependent Care Assistance Program (DCAP) - During this time you may start, stop, increase or decrease participation in either the FSA or DCAP.  Please note:  Employees must re-elect FSA and DCAP contributions each year.  Enrollment in these plans will not automatically carry over to the new plan year.  

 

Forms

Declaration of Domestic Relationship

 

This webpage is not a complete description of the Iowa State University benefit plans.  Nothing on this webpage supersedes or changes any of the terms and conditions of any plan documents, insurance policies, contracts or other legal agreements.  If the wording on this webpage contradicts any plan documents, insurance policies, contracts or other legal agreements, the wording in the official document and agreements will govern.